Hardest Math Question In The World latest 2023

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My Stand Against Allowance

I never gave an allowance to my children. Mainly my own laziness kept me from starting another bookkeeping challenge. I also felt that with the six of us in the house, every family member had to realize early on that he or she had to contribute to the household in some form or another. The question then becomes how do you teach your children the value of money? Or for that matter, how will they learn to manage money if you don’t give it to them?

Easy – I’ve been talking to my kids about money since they were little. When we went to a toy store or the supermarket, I would tell them how much I was willing to spend and they had to find something they liked and matched the price. In fact, if the price of the item was lower than what I had set, they might get an additional item which together would add to my price. Mathematics 101 – check! No tantrums – check! However, when the items were more expensive than the limit I had set, that’s when the parenting work started. Saying no and sticking to it was hard; giving in and buying the item would have been an easy but lazy and counterproductive solution over time. Since I always set their expectations ahead of time, they weren’t surprised when they heard the word “no” and just left to find another option.

I’ll give you an example of how that attitude paid off years later. My eldest daughter wanted a pair of winter boots that cost $120. I don’t spend that much on boots for myself, so I definitely wasn’t going to buy them for her. After seeing them, I couldn’t believe such an ugly pair of boots could cost so much. I told him that I would not buy them because the price was too high. As I was responsible for buying winter boots for each of my children, spending so much on one was not fair on the other. If she wanted them, she would have to buy them herself. You see, whenever my children received cash gifts, they could keep the money and spend it however they wanted. Since this only happens on birthdays and certain holidays, they always carefully saved their money. I offered to give her the $30 I intended to spend on no-name boots that she could spend on her savings. The rest of the money she needed to figure out how she could make a living.

That winter, she didn’t receive the boots, but the topic didn’t go away. In fact, the following fall, she had an idea. She offered to throw her sister’s next birthday party instead of me throwing the party somewhere far from home and paying a small fortune for a 1.5 hour event. She offered to host the party in our basement with her friend and all I would have to do was provide the food and materials for an arts and crafts project, and she would organize everything. The party was a success and she earned a lot of money as a result. After thinking of several other fantastic ideas, she had saved enough money to buy a few pairs of boots.

That winter my mom took her shopping and she bought a pair of boots with her own money, plus the $30 I promised her. She never wore them in the rain and when she got home she cleaned them and put them away carefully. She protected them and cherished them because she appreciated them. In contrast, a colleague told me how her daughter had ruined her new pair of boots and was asking for a new pair. Her answer was: what could she do? So she bought him a new pair. Here’s the lesson: there’s nothing wrong with setting limits and saying no. By sticking to my guns and placing a value on what I thought the boots should cost, my daughter had to work and use her imagination to earn extra money for something she thought was worth it. sadness. Using her imagination, she came up with a business idea, formed the business plan, presented it to me, and sold it to her sister. The planning she did together with her sister and her friend required some serious teamwork. Finally, executing the plan successfully was a real job that she did exceptionally well. The actual result of earning money and then being able to spend it on an item that she really enjoyed was the lesson that gave her satisfaction and a great sense of accomplishment.

I sincerely believe that parenthood is the hardest job we all have the chance to do. Teaching our children the value of money takes work and imagination on our part. Making the process a bit complicated and not as easy as saying “yes” to everything they want, I believe, helps them accomplish so much more. Don’t be afraid to set limits and expectations for your children that require them to stretch and push themselves higher. They will only become stronger, wiser and more creative.

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