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## Money Merge Account – Using the Banks Own Math Against Them to Eliminate Your Debt

The key factor that keeps most people in debt and paying off credit cards or making mortgage payments for 30 to 40 years is the ugly, but profitable, effects of compound interest on loan balances. It is these balances on which banks calculate interest and finance charges daily that prevent you from eliminating debt and achieving financial freedom. This compound interest is what keeps banks and lenders from going bankrupt, but the good news is that you can use the same calculations banks use to make a profit and turn the cards in your favor to help pay off your mortgage. or debts faster. This process can be done by creating what is known as a currency merger account.

**What is a Money Merge account?**

A currency merger account is a system that can be used to reduce the daily balance of any loan, which will have the effect of reducing the interest on the loan, which in turn will allow faster repayment due to less money. interest due and more money. applying to the principal. These accounts are typically set up using a HELOC or home equity line of credit, which is essentially, in the simplest terms, a line of credit like a credit card secured by the home equity of your house.

**How does the Money Merge account system work?**

What happens when you create one of these accounts is that you start depositing money into a regular checking account. Then you would transfer it to the merged account and tell it how much was deposited. You will then adjust each month according to your situation the additional amount to be applied to the balance of your mortgage or your loan and you will pay your bills as normal. The effect of using this system will reduce the rate of interest on a daily basis.

This system can be applied using math and paper, but unless you’re really good at math and keep perfect records, it’s better to use software to calculate the complex algorithms and keep records of your earnings. and expenses.

**But I heard it was a scam…**

Unfortunately, the Currency Merge Account system has gotten bad press from people who simply don’t understand how it works or who are simply trying to protect their own financial interests.

The actual concept of the system has been around for a long time and originated in Australia. It has been used by thousands of people around the world for mortgage acceleration and loan prepayment.

Part of the reason it gets a bad rap is because one of the main promoters of the system is an MLM company called United First Financial or UFF and people associate MLM with Ponzi schemes or scams so which many quickly judge based on the MLM model. of dissemination.

United First Financial isn’t the only company providing the software needed to perform the calculations. They charge $3500 for it, but it can be had for thousands of dollars less from smaller competitors with similar systems.

**Final Thoughts**

There are a few pros and cons to using a currency merger account. Using simple math proves that the system works on paper with its interest reduction power, but for some people this may not be an option if they are unable to keep tight control of money, especially if it is freely available to be spent. For those who want to pay off their mortgage or debt as quickly as possible and are disciplined enough to control their monthly budgets and cash flow, a currency merger account should be an option on the table to consider if you are interested in systems. mortgage acceleration or debt elimination.

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